Original Medicare Telehealth Visits

Telehealth visits have become increasingly popular since the COVID pandemic. Even as things have gotten back to “normal,” many people have decided they enjoy the flexibility of a telehealth visit versus having to commute to a physical location. It can be very convenient and save time.

We often get asked if telehealth is something that is covered by Medicare. The Medicare program made temporary changes to allow more people to utilize telehealth during the height of the pandemic, but it has since made many of those changes permanent. This is very beneficial to individuals who have a hard time arranging transportation to and from doctor’s offices.

What Is Telehealth?

telehealth visit on laptop

Telehealth is the method of delivering healthcare remotely by using modern technology. 

Telehealth visits can be completed by phone, video calls (Zoom, Google Duo, FaceTime, etc.), email, or secure text messaging. It allows patients to receive care from the comfort of their own home – or wherever they happen to be!

Often telehealth services include routine wellness checks, mental health counseling, nutrition counseling, and medication management.

A variety of health care professionals utilize telehealth. For example, individuals may see their primary care physician, therapist, nurse practitioner, physician’s assistant, or speech-language pathologist.

Telehealth and Original Medicare

Original Medicare Part B does offer coverage for telehealth services. The Part B deductible will apply. Once the deductible has been met, the beneficiary will be responsible for 20% of the cost, assuming there is no other coverage like a Medicare supplement or Medicare Advantage plan.

At the start of the COVID-19 pandemic, providers had the option to reduce the cost or entirely waive the patient’s portion. This option continues today.

As we mentioned earlier, telehealth visits were not always an option for everyone. Prior to COVID-19, they were reserved for those in rural parts of the country. Even then, care had to have originated from a rural clinic, not the person’s home. Beneficiaries in urban areas were not eligible for telehealth services at all.

Now, all Medicare beneficiaries can receive telehealth care for:

  • Monthly home dialysis for End-Stage Renal Disease
  • Diagnosis, evaluation, and treatment of an acute stroke
  • Treatment of substance abuse disorders or a mental health disorder
  • Emergency visits
  • Services delivered by audio devices
  • Routine check-ins

Which Providers Can Offer Telehealth?

Any provider that bills Medicare can also perform telehealthcare – dermatologists, cardiologists, gynecologists, endocrinologists – just about any of the medical “-ologists”!

Telehealth has made receiving care much more accessible for many people. The wider acceptance and use of telehealth is one good thing that came from the pandemic. Of course, there are still hurdles to overcome, but it has provided another way for individuals to get the care they need.

Dani is a licensed health and life insurance advisor. She is also the creator of everything you see on our social media accounts and runs Blaze Creative, a content-writing and copywriting agency designed specifically for Medicare brokers.

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